How to Add Money to PhonePe Wallet by Debit Card and Credit Card

How to add money to phonepe wallet: With time, a person needs to change, the way of living to change, and today as the generation is moving forward everyone is becoming advanced digitally. So a person needs to move forward and know how to add money to phonepe wallet The person who knows how to become advanced becomes advanced, the one who knows how to act advanced all act advanced but all digitally.

The digital world has changed many things and so today some people have come from pocket wallet to phone wallet, now they pay directly through their phone just by scanning a QR code.

There are many digital platforms that allow you to pay online directly through your phone, kike, Google pay, Paytm, Phonepe and others but some don’t know how to add money to their phone pe wallet or other than this. Don’t worry you will be able to learn about it from here.

Phonepe

RBI licensed, Indian Payment service provider, Phonepe was founded in December 2015 by Sameer Nigam, Rahul Chari, and Burzin engineers. This app helps you to pay money directly from your phone to grocery stores, shopping places just by scanning a QR code. Not only this, but it also allows you to receive or pay for your electricity bills, train booking costs, Bus tickets, Ola rides, can recharge your phone, DTH by just sitting on your sofa or chair, and many more. This app works in a total of 11 languages.

UPI

UPI is a Unified Payment Identification Number which is a 4-6 digit secret code that allows you to transfer money. you just need is to feed in your bank account details and create a UPI ID. UPI is that it is a 24/7 service and it can be used from anywhere on any day. We can also add money by using UPI from bank account to phonepe wallet.

Now, let’s see how to add money to PhonePe wallet using

DEBIT CARD: How to add money to Phonepe Wallet

Debit card, the bank card allows you to pay the money on shops using this when you don’t prefer using cash. When the payment is done with the debit card then the person gets the discount or the cashback facilities. You just need to follow some very simple steps to add money to your phone pe wallet. The steps are:

  1. First, open the PhonePe App on your phone.
  2. Now click on the option My Money.
  3. You will see an option wallet, click on it.
  4. Now, click on PhonePe wallet in the section.
  5. Now, enter the amount of money you want to add in your wallet.
  6. Choose the method of adding money, Debit Card/Credit Card.
  7. After choosing the option, click on the TopUp option.
  8. The amount of money you chose will be added to your wallet.

You may check: PhonePe Autopay: How to Set Autopay in PhonePe

Credit Card: How to add money to Phonepe Wallet

A credit card allows you only to borrow funds from a pre-approved limit to pay for your purchases. The steps are:  

  1. First, open the PhonePe App on your phone.
  2. Now click on the option My Money.
  3. You will see an option wallet, click on it.
  4. Now, click on PhonePe wallet in the section.
  5. Now, enter the amount of money you want to add in your wallet.
  6. Choose the method of adding money, Debit Card/Credit Card.
  7. After choosing the option, click on the TopUp option.
  8. The amount of money you chose will be added to your wallet.

This means the same process goes with a credit card. The only difference between the debit card and the credit card is between paying money (debit) and borrowing funds (credit).

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